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No.: IRDA/ LIFE /GDL/MISC/087/12/2009

Re : Guidelines on 'Health plus Life Combi Products'
The Authority on receiving requests for promotion of combined products of pure term life insurance products offered by Life Insurance Companies and standalone health insurance products offered by Non Life insurance Companies considered allowing it as a product class and elicited the views of Life Insurance and Non Life Insurance Councils. Based on responses received the Authority issues the 'Guidelines on Health plus Life Combi Products' that are attached herewith. The Insurers are advised to ensure the compliance to the guidelines.
Sd/-
(G. Prabhakara)
Member (Life)